Option #3: Outsourced
Choose a third party payment processor
Essentially, this option is a way of outsourcing your payment processing rather than handling it yourself. Not a bad idea to avoid the frustration that banks present.

• Rather than opening your own Internet merchant account, a third party can process payments through their accounts.
• Such a company will take approximately 8%-15% from each transaction. They offer a variety of services and should make your life easier if you are willing to pay for it. Application fees, minimum transactions, and transaction fees are normal. Shop around to find a good deal - you can start by visiting these websites: www.ifulfill.com; www.ccnow.com; www.ibill.com; www.kagi.com; www.clickbank.com; www.ccbill.com; www.digibuy.com and others.